Benefit Management Advisors

Important Legal Notices to All Users of This Web Site

By accessing this web site and any pages thereof, you agree to be bound by the terms of the Legal Notices set out below. If you do not agree with the terms of these Legal Notices, do not access this web site or any pages thereof.

Legal Notices

References on this web site to "Benefit Management Advisors" or "BMA" are to the corporate entity Benefit Management Advisors Inc.

Confidentiality

Absent the use of encryption, the Internet is not a secure medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging. BMA cannot ensure the privacy and authenticity of any information or instructions you send to us or that we send to you over the Internet. BMA will not be responsible for any damages you may incur if you communicate confidential information to us over the Internet or if we communicate such information to you at your request.

No Advice

The information provided on this web site is intended for informational purposes only and is not intended to constitute financial, accounting, legal or tax advice. Many factors unknown to us may affect the applicability of any statement or comment that we make on our web site to your particular circumstances. You should consult directly with professional advisers before acting on any information on this web site.

Accuracy and Changes

Facts and information provided on this web site are believed to be accurate at the time they are posted. However, this web site could include inaccuracies, typographical errors, or out-of-date information. Changes may be made at any time to the information on this web site without prior notice. Please consult Benefit Management Advisors directly for complete and up-to-date information on products and services.

Disclaimer of Warranty and Limitation of Liability

BMA does not warrant the accuracy, completeness, quality, adequacy or content of any information on this web site. Such information is provided "as is" without warranty or condition of any kind, either express or implied, including, without limitation, the implied conditions and warranties of merchantability and fitness for a particular purpose. Some jurisdictions do not allow the exclusion of implied warranties, so the above may not apply to you.

BMA will not be responsible or liable for any direct, indirect, special, incidental, or consequential damages, or any other damages whatsoever, including, without limitation, lost revenues, lost profits or loss of prospective economic advantage, resulting from the use or misuse of this web site, or the information, documents, software or content thereof, even if advised of the possibility of such damages or such damages are reasonably foreseeable.

No Solicitation

Nothing on this web site constitutes a solicitation or offer by Benefit Management Advisors to buy or sell products or services of any kind whatsoever.

Applicable Agreements

All products and services of BMA are offered for sale subject to the terms of the applicable agreements. Please consult Benefit Management Advisors directly for complete and up-to-date information on products and services.

Applicable Jurisdiction

The information on this web site is intended for use by persons resident in Canada only. Any products or services mentioned on this web site are made available only in accordance with local law and only where they may be lawfully offered for sale.

Software Back-up

While every effort is made to ensure that any software provided on this web site is suitable for use on a wide variety of computer systems, you should take reasonable and appropriate precautions to scan for computer viruses and ensure compatibility of the software with your specific computer system.